Reference material from 20+ years in the field.
Articles, white papers, and technique breakdowns covering every corner of eCommerce payments and fraud prevention — vendor-neutral, and free to read.
There Is No Silver Bullet: User Credentials Are Not Secured with 2FA Alone
Why two-factor authentication can't carry your fraud strategy alone — and the more nuanced, passive strategies to layer around it.
Download FreeSocial Security Numbers (SSN) — The Anatomy Of
How SSN randomization, introduced in 2011, changed identity verification — and the invalid SSN patterns that still flag fraud today.
Read more → Fraud ArticlesFundamentals — The Anatomy of a Fraud Strategy
A five-phase framework for designing a fraud prevention strategy — from pre-screen through accounting — matched to your merchant risk level.
Read more → Fraud ArticlesBank Routing Numbers — The Anatomy Of
How ABA routing numbers are structured, validated with a checksum, and how routing systems differ outside the U.S.
Read more → Fraud ArticlesFederal Reserve Guidelines on Authentication in an Internet Banking Environment
Why the Federal Reserve considers single-factor authentication insufficient for online banking, and the multi-factor techniques that meet its guidance.
Read more → Fraud ArticlesSEO Research & Fraud Prevention
How search engine and marketplace research can flag which products in your catalog are the most attractive targets for fraud.
Read more →Managing Fraud Related to ePayments in a Business
A management perspective on best practices and methods to manage ePayments fraud.
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